The Clark Howard Podcast 12.08.25 Empowerment: Fitness Trackers / Home Equity: When A HELOC Makes Sense
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Dec 8, 2025 Fitness trackers are taking health monitoring to the next level, with new studies showing they can predict serious heart conditions. Clark shares his passion for these devices, wearing multiple to track his activity and sleep. He also discusses the prudent use of home equity, emphasizing that these funds should primarily go toward improvements, not frivolous expenses. Additionally, he clarifies the differences between HELOCs and home equity loans, especially in today's market with falling interest rates.
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Wearables Predict Hidden Heart Risks
- Consumer wearable data (like Apple Watch EKGs) combined with AI can predict serious, previously undetected heart problems.
- Clark says this tech could route urgent reports directly to doctors and save lives.
Clark Wears Three Trackers For Motivation
- Clark describes wearing three fitness trackers (Aura ring, Samsung watch, Garmin) and how the data motivates him.
- He uses device goals to drive daily activity rather than just affirm his choices.
Brother's Kardia Caught A Dangerous Arrhythmia
- Clark shares his brother's experience using a Kardia six-lead EKG device to detect arrhythmia and notify his cardiologist.
- The device produced an urgent report that led to timely medical care.