MissUnderstood: The ADHD in Women Channel Sorry, I Missed This: When ADHD, money, and relationships collide
Aug 28, 2025
Ellyce Fulmore, a financial educator and author of Keeping Finance Personal, shares insights on how personal identity influences money management. She discusses the emotional baggage of shame and guilt tied to spending habits and the unique financial challenges that come with ADHD. Ellyce emphasizes the importance of understanding one’s 'money story' and provides practical strategies, including tackling impulse spending and navigating finances in relationships. Her perspective showcases how individual experiences shape financial behaviors in diverse contexts.
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Identity Shapes Money Behavior
- Identity (ADHD, queerness, race, gender) shapes how you handle money in fundamental ways.
- Ellyce Fulmore realized her own ADHD and queerness changed her financial behavior and focus.
ADHD Changes Financial Decision-Making
- ADHD executive functioning challenges make routine financial tasks harder and create unique failure points.
- Delayed discounting and dopamine needs push ADHD brains toward immediate rewards over long-term saving.
Plan For Impulse Spending
- Build impulse spending into your plan by giving yourself a guilt-free monthly allowance on a separate card.
- Create a small sinking fund labeled for impulse purchases to cover moments you go over budget.
