PATHWAY TO PROPERTY: How to actually retire through property

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences.

In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford explore how property investment can shape retirement strategies.

The hosts highlight the spring surge in property activity, fuelled by changes to the first home buyer scheme that allow entry with a 5 per cent deposit and higher purchase caps.

The core discussion centres on three retirement pathways: buy and hold, selldown, and a combination strategy.

Buy and hold builds long-term wealth through capital growth and rental income, while selldown provides quicker access to cash but risks depleting resources too soon.

The combination strategy blends both approaches, offering strong cash flow potential but carrying higher risks.

Throughout, the hosts emphasise the importance of a clear portfolio plan, reminding listeners that retirement through property is highly individual and requires strategic, adaptable planning.