The David Greene Show

To LLC Or Not To LLC? Mortgage Monday

23 snips
Dec 2, 2024
Christian Batchelder, a mortgage and insurance broker specializing in real estate financing, joins to discuss the big question: Should you place your home in an LLC? They explore the pros and cons of LLC ownership, including its effect on financing and legal protection. The conversation delves into alternative strategies like umbrella insurance for asset protection and the impact of different loan options on property investments. Christian emphasizes the importance of expert guidance in navigating real estate financing decisions.
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ANECDOTE

Christian's Expertise

  • Christian Batchelder is both a mortgage broker and an insurance broker.
  • He brings a unique perspective to the discussion of LLCs and insurance.
ADVICE

Umbrella Insurance

  • Umbrella insurance policies provide liability protection beyond homeowner's insurance.
  • These policies are relatively inexpensive for significant coverage.
ADVICE

LLC vs. Insurance

  • Consider the cost of an umbrella insurance policy for liability protection.
  • Compare this cost to the potential higher financing costs of using an LLC.
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