Radical Personal Finance cover image

Radical Personal Finance

411-New Year Homework: How to Check, Monitor, and Freeze Your Credit Score for Free

Jan 12, 2017
Financial advisor Joshua discusses the importance of checking, monitoring, and freezing your credit score to protect against identity theft. Learn about accessing free credit reports, freezing and unfreezing credit reports, and using credit score monitoring services. Also, the episode includes tips on protecting your credit report and engaging with the audience.
23:46

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

  • Regularly checking your credit report helps maintain a good credit score and detect any inaccuracies or identity theft.
  • Freezing your credit report adds an extra layer of security by preventing unauthorized access and new credit accounts in your name.

Deep dives

Importance of Checking Your Credit Report

Checking your credit report regularly is crucial to maintain a good credit score. Your credit score affects various aspects of your financial life, including the interest rates you receive when applying for loans, mortgage rates, and even insurance rates. By monitoring your credit report, you can identify and dispute any inaccuracies, as well as detect and prevent identity theft.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode