Radical Personal Finance
411-New Year Homework: How to Check, Monitor, and Freeze Your Credit Score for Free
Jan 12, 2017
Financial advisor Joshua discusses the importance of checking, monitoring, and freezing your credit score to protect against identity theft. Learn about accessing free credit reports, freezing and unfreezing credit reports, and using credit score monitoring services. Also, the episode includes tips on protecting your credit report and engaging with the audience.
23:46
Episode guests
AI Summary
AI Chapters
Episode notes
Podcast summary created with Snipd AI
Quick takeaways
- Regularly checking your credit report helps maintain a good credit score and detect any inaccuracies or identity theft.
- Freezing your credit report adds an extra layer of security by preventing unauthorized access and new credit accounts in your name.
Deep dives
Importance of Checking Your Credit Report
Checking your credit report regularly is crucial to maintain a good credit score. Your credit score affects various aspects of your financial life, including the interest rates you receive when applying for loans, mortgage rates, and even insurance rates. By monitoring your credit report, you can identify and dispute any inaccuracies, as well as detect and prevent identity theft.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
