BiggerPockets Money Podcast How “Regular” People Can Achieve FIRE (Early Retirement) by 40!
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Aug 1, 2025 
Cody Garrett, a former musician turned financial planner at Measure Twice Financial, shares his inspiring journey towards financial independence through the FIRE movement. He discusses his strategic career pivot, emphasizing the importance of financial education and networking. Cody offers insights on avoiding lifestyle inflation while building wealth and shares practical investment strategies. He also introduces the concept of 'recreational employment,' showcasing the fulfillment that comes from blending passion with financial planning for early retirement.
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Cody's Musician Career
- Cody was a professional musician from 2008 to 2018, working multiple gigs and roles at once.
- He played keyboards and managed varied music jobs including church director and Broadway shows.
Starting Financial Journey
- Cody transitioned from musician to financial planner in 2018 with about $5,000 in retirement savings.
- He started with a $5,500 Roth IRA and $10-20k in savings, unaware of investment options then.
Learn and Teach to Accelerate
- Prioritize education intensely to accelerate your financial knowledge and experience.
- Teach others what you learn to tighten understanding and gain twice the benefit.