
This Week in Fintech's Podcast Modern Treasury Unlocking Payment Innovation with Stablecoins
Nov 18, 2025
Dan Mottice, former Visa product lead and CEO of Beam, and Matt Marcus, co-founder of Modern Treasury, discuss the evolving role of stablecoins in payments. They explore Beam's acquisition and how combining fiat and stablecoin payments enhances developer experience. The conversation highlights regulatory clarity as key to scaling innovations and the future of digital payment systems. They also envision programmable money workflows, real-time reconciliation, and the opportunities created for non-US platforms and cross-border transactions.
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Why Modern Treasury Was Founded
- Modern Treasury started to solve payments and ledgering because fintechs repeatedly rebuilt the same plumbing in-house.
- The company aims to be the API platform that lets teams move money without recreating bank-grade systems.
Beam's Journey Into Modern Treasury
- Dan left Visa in 2022 to build Beam focused on 24-7 global money movement using internet-native money.
- After four years of iterations, Beam joined Modern Treasury to scale stablecoin payment capabilities.
Single API For Fiat And Stablecoins
- Modern Treasury sees stablecoins as another interoperable path for fintechs to interact with money amid tightened banking access.
- Their goal is a single API that handles fiat and stablecoins so developers don't juggle different systems.



