Earn Your Leisure

9 to 5 Investors: The SIMPLE 5 Year Rule That Builds Real Wealth

Feb 2, 2026
A clear rule for nine-to-five investors: buy quality companies and hold for at least five years. A comparison of using options for cash flow versus keeping core shares for long-term wealth. Why decade-plus holds capture the outsized returns of big winners. A focus on discipline and avoiding premature profit-taking to build generational value.
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ADVICE

Buy And Hold For Five Years Minimum

  • Do buy a few quality companies and hold them for at least five years to build wealth.
  • Treat options as income tools but keep long-term shares working for 10–15 years.
INSIGHT

Big Gains Happen In Long Cycles

  • Outsized returns come from long multi-year cycles, not short-term flips or meme trading.
  • Missing a 10-year run in winners like Bitcoin or Nvidia can forfeit thousands of percent gains.
ADVICE

Avoid Early Profit-Taking

  • Do not take profits too early; consider letting winners run even after large gains.
  • You may take some disciplined profits after five years, but avoid cashing out for trivial spending.
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