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Episode 2990:
Paula Pant challenges the "everyone has debt" mentality, urging readers to focus on whether debt is beneficial rather than normal. By highlighting the opportunity cost of debt and the importance of intentional financial choices, she advocates rejecting societal norms in favor of long-term financial health.
Read along with the original article(s) here: https://affordanything.com/reject-the-everyone-has-debt-mentality/
Quotes to ponder:
"Everybody has car loans, everyone has credit card debt, everyone has student loans, but it wasn’t until I added all these balances up that I knew we had a problem."
"This mentality, the 'everyone has debt' mentality, is dangerous."
"Reject the normalization of debt: focus on making good choices, not common ones."
Episode references:
Clark Howard's Money Blog: https://clark.com
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Optimal Finance Daily - Financial Independence and Money Advice