Building a 24-Property Portfolio in Just One Year with Peter Toye

Dec 30, 2024

Peter Toye, a dynamic entrepreneur who achieved the remarkable feat of acquiring 24 properties in a single year, shares his inspiring journey from running a car wash at 14 to dominating the real estate market. He discusses how a personal health scare ignited his drive for financial security and leveraged trading profits for property investments. Peter explains crucial strategies like diversifying locations, utilizing refinancing, and the importance of building a strong team while managing risks. His insights are a goldmine for aspiring investors looking to navigate the property landscape.

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ANECDOTE

Early Hustle

Peter Toye started his first business, a car wash company, at 14.
He learned resilience by pre-scheduling washes and leaving slips for future services.

ANECDOTE

Printing Hustle

Leveraging his mother's taxi advertising venture, Peter started a printing business in his summer holidays.
He learned to hustle by taking printing orders during school and outsourcing the work.

ANECDOTE

Canvas Printing Boom

At 18, Peter expanded into canvas photo prints, capitalizing on the then-emerging online market.
Partnering with daily deal sites led to a surge in orders, necessitating expansion to a larger unit.

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In this inspiring episode of the Scottish Property Podcast, we sit down with Peter Toye, an entrepreneur who scaled his property portfolio to an impressive 24 properties in just one year.

Peter shares his journey from running multiple businesses to venturing into property investment, offering valuable insights on building a portfolio, managing challenges, and leveraging trading profits for long-term growth.

Episode Highlights:

Peter’s Entrepreneurial Journey:
- Starting his first business at 14 years old.
- Launching ventures like a car wash company, a print business, and an online competition platform.
- Learning resilience and adaptability through business ups and downs.
Transition to Property Investment:
- The impact of a health scare that motivated Peter to create financial security.
- How trading profits from his businesses funded his property ventures.
- A focus on capital appreciation and long-term wealth building.
Key Property Strategies:
- Diversifying across locations like Edinburgh, Aberdeen, and Stirling.
- Leveraging tools like bridging loans and refinancing to scale quickly.
- Incorporating HMOs and portfolio acquisitions for higher cash flow.
Lessons Learned:
- Importance of building a reliable team and strong relationships with brokers, lenders, and agents.
- Managing risks and staying focused despite the lure of “shiny penny” deals.
- Balancing cash flow and appreciation to create a robust portfolio.
Advice for Aspiring Investors:
- "Learn business first—property is a natural extension."
- Take calculated risks, educate yourself, and build resilience.
- Surround yourself with a supportive network and experienced mentors.

Peter Toye’s journey is a testament to the power of hard work, smart investing, and staying focused on long-term goals. Whether you’re starting your first property deal or scaling your portfolio, this episode is packed with actionable advice and inspiration to help you succeed in the ever-changing property market.

Follow Peter Toye and The Giveaway Guys: Website: www.thegiveawayguys.co.uk LinkedIn: linkedin.com/in/peter-toye-8b813b15 Instagram: www.instagram.com/toye_property Facebook: www.facebook.com/ptoye

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