228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)

Apr 24, 2025

The podcast dives into a surprising truth: your biggest financial decision isn't just about money—it's about who you choose to partner with. It emphasizes the importance of supportive, equitable relationships for financial well-being. Listeners learn how to tackle tricky money conversations with their partners, discovering ways to align financial goals and identify red flags. Additionally, it stresses proactive planning for a secure financial future, blending love and finance in a way that can lead to lasting wealth and personal freedom.

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INSIGHT

Partner Choice Shapes Finances

The biggest financial decision that impacts all your money choices is who you choose as your life partner.
This choice affects every dollar earned, saved, and invested throughout your life.

ANECDOTE

Personal Story of Income Disparity

Tori Dunlap shares her experience with a partner earning significantly less and the need to navigate financial decisions thoughtfully.
They discuss how to split costs equitably and support each other's careers and income.

ADVICE

Find a Supportive Partner

Find a partner who supports you and doesn't make you feel smaller.
Seek someone who owns their mistakes and actively works to improve themselves.

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We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape every part of your financial future—and yet, almost nobody talks about it. This isn’t another investing episode (though those are important too). This is about who you choose to build a life with, and why that decision matters more than almost anything else when it comes to your long-term wealth, career growth, and personal freedom.

Whether you're single and dating, in a committed relationship, or reevaluating your partnership, I’m breaking down what a healthy, equitable financial relationship actually looks like—and the red flags you cannot ignore. If you're ready to make smarter decisions about your love life and your financial life, this is your episode. Let’s dig into the conversation that could save your money—and maybe even your peace.

Resources:

‘Building Equitable Relationships with Eve Rodsky’ episode: https://herfirst100k.com/financial-feminist-show-notes/fair-play-doctrine/

‘How to Talk About Money with Your Partner with Ramit Sethi’ episode: https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/

Recommended financial resources: https://herfirst100k.com/tools

Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/228-the-most-important-financial-decisions-youll-ever-make-that-no-one-talks-about/

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