The Samuel Leeds Podcast Broke Lorry Driver turned Property Millionaire - How she did it
Aug 29, 2025
16:09
➡️ Join Samuel Leeds' Next Property Crash Course starting from JUST £1: https://www.samuelleeds.com/ytltour
She was broke, raising a child alone, and working long hours as an HGV driver. Today, she’s financially free and building a property empire worth over half a million pounds. 💰
In this inspiring episode, Samuel Leeds interviews Narelle, a determined single mum who transformed her life through property investing. After being fired from her job and struggling to pay £950/month nursery fees, Narelle turned to the world of real estate with a bold vision: to one day open an animal rehabilitation centre in southern Spain.
Follow Narelle's story
@narellecowanproperty
🔑 *KEY TOPICS COVERED:*
• How Narelle secured her first HMO with a delayed completion strategy
• Negotiating planning permission and navigating Section 106 costs
• Why she insists on fixed-price build contracts for full cost control
• Turning dry rot disasters into £67,000 refinance profits
• Balancing single motherhood with entrepreneurial risk-taking
The power of mindset, calculated risk, and being around the right people
➡️ Sign up for the Crash Course TODAY: https://www.samuelleeds.com/ytltour
🎬 *VIDEO CHAPTERS:*
0:00 – Intro: From Fired to Financially Free
1:14 – Narelle’s First Property Deal: HGV Driver to HMO Owner
2:30 – Delayed Completion Strategy Explained
3:39 – Why Lorry Driving Made Her Quit and Start a Family Business
4:47 – Inside the Pub HMO Transformation
6:00 – From Animal Biology to Building a Property Empire
7:28 – Planning Delays, Section 106 Fees & Hidden Costs
8:50 – Financial Breakdown: £110K Purchase → £600K GDV
9:30 – Her Daughter: The Catalyst for Change
10:23 – Narelle’s Mindset: Action Over Fear
12:10 – Beach House Deal Breakdown: Dry Rot, Negotiation & Profit
14:30 – Why She Won’t Stop: Business vs Personal Vision
15:10 – Dry Rot, Cracks, and Structural Challenges
16:00 – Working with Trusted Surveyors & Contractors
16:45 – How the Academy Transformed Her Life
*OTHER USEFUL LINKS:*
🎙️ LISTEN: Samuel Leeds' Podcast: https://www.samuelleeds.com/ytpodcast
🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w
📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMYT
♟️ PLAY: Get the Property Millionaire Board Game: https://www.samuelleeds.com/ytbg
❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071
*FOLLOW ME ON SOCIAL MEDIA:*
→ Success Stories YouTube Channel: https://www.youtube.com/@samuelleedsacademy
→ Instagram: https://www.instagram.com/samuelleeds
→ TikTok: https://www.tiktok.com/@samuel_leeds
→ Facebook Group: https://www.facebook.com/groups/778613042238071
→ Facebook Page: https://www.facebook.com/OfficialSamuelLeeds/
→ Twitter: https://twitter.com/samuel_leeds
→ LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683
For collaboration enquiries, please email marketing@samuelleeds.com
🔔 Subscribe for daily content: https://www.youtube.com/SamuelLeeds?sub_confirmation=1
*WARNING* Samuel Leeds will never give out his mobile number in the comments of this YouTube channel. There is currently a channel impersonating Samuel Leeds and commenting on videos with a number to message about investing in cryptocurrencies so please beware of this.
*DISCLAIMER* All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.
Music Licence ID - MB012GBMUSC9BMW
#PropertyInvestment #FinancialFreedom #SamuelLeeds #RealEstateUK #PassiveIncome #WomenInProperty #PropertyDevelopment #HMO #WealthBuilding #PropertyPodcast
She was broke, raising a child alone, and working long hours as an HGV driver. Today, she’s financially free and building a property empire worth over half a million pounds. 💰
In this inspiring episode, Samuel Leeds interviews Narelle, a determined single mum who transformed her life through property investing. After being fired from her job and struggling to pay £950/month nursery fees, Narelle turned to the world of real estate with a bold vision: to one day open an animal rehabilitation centre in southern Spain.
Follow Narelle's story
@narellecowanproperty
🔑 *KEY TOPICS COVERED:*
• How Narelle secured her first HMO with a delayed completion strategy
• Negotiating planning permission and navigating Section 106 costs
• Why she insists on fixed-price build contracts for full cost control
• Turning dry rot disasters into £67,000 refinance profits
• Balancing single motherhood with entrepreneurial risk-taking
The power of mindset, calculated risk, and being around the right people
➡️ Sign up for the Crash Course TODAY: https://www.samuelleeds.com/ytltour
🎬 *VIDEO CHAPTERS:*
0:00 – Intro: From Fired to Financially Free
1:14 – Narelle’s First Property Deal: HGV Driver to HMO Owner
2:30 – Delayed Completion Strategy Explained
3:39 – Why Lorry Driving Made Her Quit and Start a Family Business
4:47 – Inside the Pub HMO Transformation
6:00 – From Animal Biology to Building a Property Empire
7:28 – Planning Delays, Section 106 Fees & Hidden Costs
8:50 – Financial Breakdown: £110K Purchase → £600K GDV
9:30 – Her Daughter: The Catalyst for Change
10:23 – Narelle’s Mindset: Action Over Fear
12:10 – Beach House Deal Breakdown: Dry Rot, Negotiation & Profit
14:30 – Why She Won’t Stop: Business vs Personal Vision
15:10 – Dry Rot, Cracks, and Structural Challenges
16:00 – Working with Trusted Surveyors & Contractors
16:45 – How the Academy Transformed Her Life
*OTHER USEFUL LINKS:*
🎙️ LISTEN: Samuel Leeds' Podcast: https://www.samuelleeds.com/ytpodcast
🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w
📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMYT
♟️ PLAY: Get the Property Millionaire Board Game: https://www.samuelleeds.com/ytbg
❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071
*FOLLOW ME ON SOCIAL MEDIA:*
→ Success Stories YouTube Channel: https://www.youtube.com/@samuelleedsacademy
→ Instagram: https://www.instagram.com/samuelleeds
→ TikTok: https://www.tiktok.com/@samuel_leeds
→ Facebook Group: https://www.facebook.com/groups/778613042238071
→ Facebook Page: https://www.facebook.com/OfficialSamuelLeeds/
→ Twitter: https://twitter.com/samuel_leeds
→ LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683
For collaboration enquiries, please email marketing@samuelleeds.com
🔔 Subscribe for daily content: https://www.youtube.com/SamuelLeeds?sub_confirmation=1
*WARNING* Samuel Leeds will never give out his mobile number in the comments of this YouTube channel. There is currently a channel impersonating Samuel Leeds and commenting on videos with a number to message about investing in cryptocurrencies so please beware of this.
*DISCLAIMER* All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.
Music Licence ID - MB012GBMUSC9BMW
#PropertyInvestment #FinancialFreedom #SamuelLeeds #RealEstateUK #PassiveIncome #WomenInProperty #PropertyDevelopment #HMO #WealthBuilding #PropertyPodcast