While many people stubbornly subscribe to the you-have-to-borrow-money-to-make-money philosophy, Dave Ramsey knows that idea is just a bold-faced lie. And he learned it the hard way. Forced to file bankruptcy in his twenties, Dave started over from scratch and has since built a multimillion-dollar business the only way he knows how: at the speed of cash. That’s right, over 25 years later and now with a team of nearly 1,000 people, Dave is—and has resolved to remain—debt-free. Tune in to hear Dave explain why debt is never the answer, no matter how tempting an opportunity may be—or how dire the circumstances (we’re looking at you, COVID-19).

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