354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More!

Today we continue our disability insurance series with a discussion of:

• How to determine the benefit amount of an individual disability insurance policy
• The interaction of group disability insurance and individual disability insurance
• The definition of disability (own occupation, modified own occupation, any occupation)
• How is disability determined (loss of time, duties, income)
• Total disability vs. partial disability vs. presumptive total disability.

Enjoy!

Joshua

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