Linas Beliūnas is country manager of Flutterwave and reinventing finance 1% at a time. Linas is currently scaling Flutterwave and leading the company's expansion into Europe. He documents all things financial technology: fintech, blockchain, cryptocurrency, artificial intelligence and emerging technologies in his newsletter linas.substack.com.

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(00:00) Introduction
(03:26) How did you grow so quickly on social media?
(06:00) What was your background in startups and tech?
(09:35) What has been the evolution of finance and tech firms?
(12:18) Trust in traditional banking versus fintech firms
(14:23) The challenges that comes with building neobanks
(17:11) Is the amount of capital raised in fintech justified?
(21:21) Is the fintech industry too overcrowded?
(23:40) What did Uber get wrong in their business model?
(25:45) Can startups be profitable if they stop growing?
(29:10) IPOs & valuations of Robinhood, Coinbase & Grab
(33:11) What excites you in the crypto & blockchain space?
(37:52) What is the advantage of DAOs over crowdfunding?
(38:56) What are the concerns of full decentralization?
(42:07) What are your thoughts on the metaverse?
(45:28) Social status and validation in the metaverse
(48:03) What are the investment opportunities in the metaverse?

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#78 Linas Beliūnas – The Evolution of The Fintech Industry