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The Loonie Hour

Bank of Canada Will Have to Choose Between Inflation or Housing

Feb 21, 2025
Inflation is on the rise in Canada, driven by increasing energy and housing costs. The Bank of Canada faces tough choices between managing inflation and navigating a volatile housing market. Meanwhile, heated debates surround the potential development of high-speed rail, as entrepreneurs are reportedly fleeing the country. International relations take center stage, with discussions about military spending and the implications of a shifting global order. The plight of electric vehicles and skiing costs adds to the complex economic landscape.
01:08:29

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Quick takeaways

  • The Bank of Canada faces a critical decision between addressing rising inflation and managing the challenges of the housing market.
  • Neighborhood Holdings offers a strategic private credit fund model that provides steady income through secured financing for quality borrowers.

Deep dives

Investment Opportunity with Neighborhood Holdings

Neighborhood Holdings offers an appealing solution for those seeking a steady income and attractive returns to diversify investment portfolios. Unlike the volatility often associated with public markets, Neighborhood boasts nearly a decade of consistent performance, targeting a net yield of 8-10%. This private credit fund focuses on providing monthly income to investors by offering temporary financing to quality borrowers, secured by first mortgages at an average loan-to-value ratio below 60%. This strategic approach sets them apart from conventional mortgage funds that may lend against higher-risk assets such as construction or bare land.

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