The Clark Howard Podcast 12.03.24 Homeowners Insurance Check-Up / Safe Charitable Giving
Dec 3, 2024
Explore the shifting landscape of homeowners insurance and the risks of being underinsured as home values soar. Discover practical strategies for securing proper coverage and navigating rising premiums. As the holiday season approaches, learn how to donate wisely and avoid charity scams, ensuring your contributions make a real impact. Plus, gain insights into investment strategies tailored for young investors and the importance of regularly reviewing insurance policies for better protection.
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Homeowners Insurance Check-Up
- Review your homeowner's insurance coverage due to increased home values.
- Raise deductibles to save on premiums and avoid small claims.
Shopping for Homeowners Insurance After a Claim
- Shop around for homeowners insurance after a significant premium increase.
- Inquire with your current insurer about potential ways to lower the increased premium.
Reshopping Insurance
- Reshop auto and homeowner's insurance every three years.
- Bundle auto and homeowners insurance for potential discounts.