Australian Property Podcast Will negative gearing crash the Australian property market?
Oct 18, 2025
Dive into the debate on whether 40-year mortgages are a path to wealth or a potential debt trap. Explore the current market dynamics, including the competition for listings amid rising interest rates. Discover the impacts of immigration on housing supply and the challenges of meeting government targets. Uncover strategies to future-proof mortgage repayments and consider the risks of the real estate carry trade. Finally, tune in for listener questions that tackle renovation decisions and investment strategies.
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Personal Update: New Uncle Chris
- Chris Bates shared personal news about becoming an uncle and visiting the newborn in the hospital.
- He described his children's reaction and family excitement around the new baby.
Market Tightness Driven By Low Listings
- Low listings and strong first-home buyer demand are creating a very competitive market for affordable stock.
- Mortgage rate expectations and uncertainty are key drivers of buyer hesitancy into 2026.
Immigration Versus Dwelling Shortage
- Immigration has surged while dwelling completions have fallen to decade lows, creating a large supply-demand mismatch.
- Slow build times for quality attached dwellings mean shortages could worsen before improving.