Ramit, author of the New York Times bestseller I Will Teach You To Be Rich and has become a financial guru to millions of readers in their twenties, thirties, and forties. He started his website, iwillteachyoutoberich.com as a Stanford undergraduate in 2004, and he now hosts over a million readers per month on his blog, newsletter, and social media.

Top 3 Value Bombs:

1. Use psychology against yourself. There are so many areas in life where we think we should do something, yet if you’ll look at your behavior, you’re probably not doing it.

2. The key is to stop waiting for the perfect idea and just look around at what’s going on. People who are successful entrepreneurs know how to seize opportunities.

3. Money is typically a thing of guilt and anxiety. Reframe the way you think about money.

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