Cash Chats UK Money & Personal Finance podcast 475 | Premium Bonds real winnings, top savings rates & NatWest switch offer
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Jul 1, 2025 Discover the latest savings updates and top rates available to boost your funds. Learn about NatWest’s enticing switch offer that rewards you up to £175. Delve into the unpredictable world of premium bonds as three savers share their experiences with significant stakes. Uncover the impact of the Bank of England's base rate on savings and mortgages. Plus, explore the advantages of tax-free savings and the importance of diversifying investment strategies for optimal returns.
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NatWest Switching Bonus Guide
- To get up to £175 switching bonus from NatWest, switch current accounts and open a digital regular saver paying 5.5%.
- Meet NatWest's payment and login conditions within 60 days to qualify for the rewards.
Premium Bonds Prize Changes
- Premium Bonds prize fund rate has dropped to 3.6% with odds unchanged but more lower value prizes.
- Savers are likelier to win smaller prizes, so some savings accounts now offer better guaranteed rates.
Zopa's New Flexible Saver
- Consider Zopa's new regular saver paying 7.1% with withdrawals allowed and max £300 monthly payment.
- Opening its linked Biscuit current account is required but offers more flexibility than typical regular savers.