Cash Chats UK Money & Personal Finance podcast

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to stop spending 29:41 Savings update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Current account latest for January 2026 Do you need an ISA in 2026? Don't miss out on the Nationwide Fairer Share payment For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Nationwide Fairer Share payment ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

Discover the best UK savings accounts for 2026 that can maximize your returns, including a standout 6% offer from Santander. Learn about effective strategies to enhance your savings, like joint accounts and regular saver options. Don't miss the chance to earn a £250 bonus by switching to Lloyds Bank, with tips on eligibility and how to avoid fees. Andy covers tax-efficient savings options for higher-rate taxpayers too. Tune in for expert advice to help navigate your personal finance decisions!

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best bank accounts for spending, bills, switching & more in 2026 Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:44 Best bank accounts for 2026 22:04 Best cashback & reward cards for 2026 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the 500th episode of the pod Andy's talking about how the tips and tricks to be better with your money in 2026. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:40 How to be clever with your cash in 2026 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

Andy shares exciting plans for 2026, including reduced work hours for more free time. He hints at writing a money book and emphasizes the desire for creative projects. Introducing James Andrews as his successor ensures continuity in content. Changes to podcast scheduling and upcoming formats are addressed, along with a commitment to maintaining editorial independence. Andy expresses gratitude for listener support while previewing more engaging content on the horizon. A transition to editor-at-large allows him to focus more on impactful content.

Discover what constitutes a good credit score and the differences between agencies. Learn how supermarket layout changes can influence your spending habits. Dive into the world of premium bonds, exploring their popularity and the varying outcomes for savers. Hear about the compelling stats from NS&I and why understanding effective returns matters. Andy also shares smart saving tips and comparisons between premium bonds and easy-access savings, ensuring you make informed choices for your financial future.

Discover how to save hundreds on books with clever hacks and support local bookshops. Get tips to avoid last-minute Christmas chaos, from planning food to checking delivery deadlines. Explore ethical banking options that align with your values and find out how your money can avoid funding harmful activities. Plus, learn why phone cases are essential for protecting your device and some smart shopping tips for accessories. Tune in for valuable insights that make managing money easier and more ethical!

Discover the latest bank switching deals and how to snag bonuses like a £200 switch offer plus an Amazon voucher. Learn about the new increase in FSCS protection up to £120,000, ensuring your money is safer than ever. If you’re dealing with buyer's remorse after Black Friday, understand your rights for returns, whether it's faulty items or change-of-mind scenarios. The episode also explores how payment methods can affect your refund options and the nuances of online purchase return policies.

Dive into the intricate details of the Labour Autumn budget, from a significant cut to the Cash ISA allowance to tax hikes on savings and dividends. Discover the expansion of the Help to Save scheme and the abolition of the two-child benefit cap. Learn about changes affecting pensions and properties, such as a new levy on homes over £2 million. Plus, explore cost-of-living measures set to ease energy bills and the introduction of a new EV tax. Get ready for a financial landscape shake-up!