Y Combinator Startup Podcast The Finance Startup Bringing Agentic AI to Wall Street
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Jul 31, 2025 
Chaz and Arnie Englander, brothers and co-founders of Model ML, are revolutionizing financial services with their AI-powered workspace aimed at outpacing Microsoft Office. They share their journey from startup tool to platform, highlighting recent successes with top banks. The brothers discuss the need for trust in global markets and how they've built relationships from Hong Kong to India. Their insights on the evolving nature of software in the age of AI, along with the dynamics of a co-founder relationship, make for a captivating conversation.
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AI Workspace Mimics Human Access
- Model ML builds an AI workspace mirroring a human's access to data in financial firms.
- It replaces manual Excel and Office suite tasks with connected, autonomous data analysis.
Startup Origin From Investment Tool
- After selling two companies, they built an automation tool to analyze investment deals.
- The tool gathered 90% of relevant info beyond the email, inspiring Model ML's creation.
Cutting Days to Hours in Finance
- Analysts spend days compiling quarterly earnings slides manually.
- Model ML automates this, producing accurate, ready-to-use reports in hours, improving efficiency.