Why Insurance Rentals Are The Next Big Thing In 2025
Nov 4, 2024
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In a captivating discussion, Jason and Jaclyn McClure, a dynamic husband-and-wife duo behind Vetted Homes, share their expertise in insurance mid-term rentals (IMTRs). They reveal how they transitioned from traditional rentals to this niche market, helping families during crises like gas leaks. The couple emphasizes the balance of faith, family, and entrepreneurship, showcasing how discomfort fueled their growth. They also highlight practical strategies for attracting insurance tenants and maximizing cash flow while maintaining personal integrity and community impact.
Jason and Jaclyn McClure highlight the lucrative potential of insurance mid-term rentals, offering substantial cash flows often exceeding $7,000 per property.
Their journey illustrates a significant pivot from traditional rentals to insurance placements, exemplifying resilience and adaptability in real estate investing.
The importance of community and education is emphasized, with McClures providing guidance through Vetted Homes to empower aspiring investors in this niche market.
Deep dives
Understanding Insurance Rentals
Insurance rentals refer to properties leased by insurance companies for displaced families, such as those affected by disasters like fires, floods, or gas leaks. Insurance companies often have specific budgets designated for additional living expenses, which allow them to place families in suitable accommodations while their homes are being repaired. The podcast explains how these arrangements can lead to substantial monthly cash flows, sometimes as high as $7,000 for a single rental property, with insurance covering rent instead of traditional tenants. This system creates a win-win situation where families are provided a comfortable living space during difficult times, and property owners benefit from consistent and often higher-than-market rental income.
The Hosts' Personal Journey
The hosts recount their journey into the world of insurance rentals, which began nine years ago when they faced financial challenges with their own properties. Their story highlights a critical turning point when they were offered a lucrative rental opportunity through an insurance placement after attempting to get out of a difficult situation. By acknowledging their struggles and seizing the opportunity presented, they managed to turn negative cash flow into significant profit, leading them to explore more insurance rental options. This experience triggered their shift from long-term rentals to focusing on insurance placements, proving the potential profitability and stability inherent in this niche market.
Low Maintenance with High Rewards
One of the significant advantages of insurance rentals is that they typically require less intensive management compared to short-term rentals. The hosts discuss how long-term tenants in insurance cases often treat the properties as their own homes, leading to lower wear and tear, minimized turnover issues, and a generally more pleasant landlord-tenant relationship. Unlike short-term rentals where constant cleaning and marketing are necessary to keep bookings flowing, insurance rentals mitigate these pressures since the families are often dissatisfied and anxious due to their unfortunate circumstances. This setup alleviates many stressors typically associated with property management while maintaining profitable income streams.
Market Trends and Shifts
The conversation touches on how the market for insurance rentals may shift and adapt over time, especially with emerging trends affecting the economy and insurance policies. The hosts share observations regarding the increasing competition in this niche, suggests lessons learned, and promote awareness around being proactive in adjusting strategies. With the ongoing rise of incidents that require insurance rentals, the hosts emphasize the potential for growth but advise aspiring property owners to remain informed and adaptable. They predict that as more people recognize the benefits of this market, it could lead to both opportunities and challenges for established everyday investors.
The Importance of Location and Property Type
Selecting the right property is crucial for success in the insurance rental business. The hosts explain that properties should ideally be located in suburban or family-oriented areas where potential clients are likely to want to stay during their temporary housing needs. The ideal structure for insurance rentals includes enough space to accommodate families, such as three or four-bedroom homes, as families with children are common among those needing such services. A focus on obtaining properties in neighborhoods that typically attract homeowners rather than renters increases the likelihood of consistent insurance bookings.
Community and Support in the Industry
The hosts emphasize the value of community and networking within the insurance rental sector, highlighting how they guide and educate aspiring investors through their platform, Vetted Homes. They offer courses and resources for individuals looking to understand the complexities and intricacies involved in insurance placements. By sharing their successful experiences, they hope to empower others to pursue similar paths and enjoy the benefits of insurance rentals. They illustrate that with the right mindset, education, and community support, anyone can tap into this lucrative market while fostering a sense of belonging in their entrepreneurial journey.
In this episode of The Wealthy Way podcast, I sit down with Jason and Jaclyn McClure, the husband-and-wife team behind Vetted Homes. They’ve carved out a niche in the real estate world by specializing in mid-term rentals, but not just any rentals—insurance mid-term rentals (IMTRs). Since 2016, they’ve been helping homeowners transition from short-term and long-term rentals to this highly profitable and often overlooked strategy. Now, they’re here to share their secrets with you.
We dive deep into their journey into real estate, their decision to focus on insurance rentals, and how they’ve built a thriving business with impressive cash flow. You’ll learn how they attract insurance tenants, navigate vacancy rates, and scale a portfolio that generates consistent returns.
But Jason and Jaclyn’s story isn’t just about building a business—it’s about living with purpose. We explore how they balance their faith, family, and work, and how they use their success to give back, including their role as self-funded missionaries. They talk about the importance of setting life’s minimum standards and how discomfort has played a huge role in their personal and professional growth.
If you’re an entrepreneur who’s tired of the hustle culture that tells you to sacrifice everything for success, this conversation will show you a different way. Jason and Jaclyn prove that it’s possible to grow a business, make an impact, and still have time for what matters most.
Connect with Jason and Jaclyn: Website: https://vettedhomes.com IG: https://www.instagram.com/vetted.homes/ YouTube: @VettedHomes
Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://www.wealthykingdom.com/
If you want to level up, text me at 725-527-7783! ---
About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generat...
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