The Ramsey Show

You Can Still Take Charge Of Your Financial Future

12 snips
Oct 17, 2025
Discover whether an online will is right for you! The hosts tackle tricky family investment issues, explore overwhelming student debt solutions, and guide listeners on car debt decisions. They emphasize the importance of prioritizing debts and managing funds wisely. Learn how to teach teens about entrepreneurship while navigating the complexities of financial planning, including when it might be better to use brokerage funds for mortgage payments. Whether you're 72 or just starting your financial journey, it's never too late to take charge!
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ADVICE

Stop Identity Fraud Immediately

  • If someone uses your Social Security to open investment accounts, demand they close them and threaten a police report within 48 hours.
  • Call the companies yourself, involve an attorney, and document proof they shut the accounts immediately.
INSIGHT

Online Wills Are State-Specific

  • An online will can be legally valid but must follow state-specific rules and signatures.
  • Use a state‑specific service or consult an attorney when your estate approaches seven figures.
ADVICE

Boost Income Before More Degrees

  • If you have large student loan debt and modest income growth, prioritize increasing income rather than more degrees.
  • Apply existing skills to higher‑paying work or pass the bar if it meaningfully increases earnings.
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