Nicole Lapin, a bestselling author and financial expert, challenges the taboo around discussing money. She shares her journey from debt to financial empowerment using strategies like the 'avalanche' method. Discover why investing just $200 monthly can lead to significant retirement savings, and the advantages of automated investments. Nicole emphasizes treating financial management as self-care and provides insights on the real costs of homeownership versus renting. This conversation transforms how we perceive and approach our finances.
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Money as the Last Taboo
Money is often the last taboo in society, though we discuss many personal topics freely.
Viewing money as just a tool, not tied to our worth, can empower us to speak openly about it.
question_answer ANECDOTE
Nicole's Financial Trauma Story
Nicole experienced major financial trauma including foreclosure and bailing her mother out of jail using hidden cash.
Recognizing trauma is the first step to recovering financial health.
volunteer_activism ADVICE
Start Money Management Baby Steps
Start managing finances by taking baby steps like organizing receipts or automating investments.
Breaking down finances into manageable tasks makes complex money topics easier to handle.
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Published in 1878, 'Anna Karenina' is a novel by Leo Tolstoy that delves into the complexities of Russian society in the late 19th century. The story centers around the extramarital affair between Anna Karenina, a married socialite, and Count Alexei Kirillovich Vronsky, which scandalizes the social circles of Saint Petersburg. The novel also follows the parallel story of Konstantin Levin, a wealthy landowner, and his struggles with marriage, faith, and managing his estate. Tolstoy explores a wide range of themes including love, loyalty, betrayal, hypocrisy, and the differences between rural and urban life. The novel is known for its detailed character development and its profound commentary on the human condition[2][4][5].
Rich bitch
Nicole Lapin
In 'Rich Bitch', Nicole Lapin provides a straightforward and modern approach to managing finances. The book focuses on empowering readers to understand and manage their money effectively, using a relatable and sassy tone. Lapin emphasizes the importance of investing in oneself and encourages readers to rethink traditional financial wisdom.
Money School
Lacey Filipich
Boss bitch
Nicole Lapin
In 'Boss Bitch', Nicole Lapin provides a sassy and actionable guide for women to become the boss of their own lives, careers, and businesses. The book is divided into three sections: embracing the 'boss of you' mentality, succeeding as the 'boss at work', and leading as the 'boss of your own business'. Lapin shares personal anecdotes and practical advice to inspire women to seize their power and celebrate their successes.
Miss Independent
Nicole Lapin
In this episode of Aspire, Emma dives deep into one of her favorite topics: money! She sits down with bestselling author and financial expert Nicole Lapin to break down why we so often avoid money talk—and how that silence holds us back. Nicole reveals how she conquered her own debt using the “avalanche” method (tackling high-interest balances first) and how to master simple money lingo—ROI, APY, EBITDA—so you never feel lost in a finance convo again. We also cover how just $200 a month in an S&P 500 index fund at age 35 can balloon into roughly $500K by retirement, and why the “age in bonds” rule—your age in bonds, the rest in stocks—is a solid starting point. Plus: automating “set and forget” investments, keeping crypto under 1% of your net worth, and calculating the real “opportunity cost” of a home down payment (hint: sometimes renting wins). This isn’t just about numbers—it’s about mindset. Nicole shares her story of losing her home in the Los Angeles wildfires and turning scarcity into abundance, proving that talking openly about money is the first step to freedom. Whether you’re drowning in debt or ready to make your first investment, this episode is packed with practical tips to help you take control of your finances—and finally feel good about your money.
Aspire with Emma Grede 
