The Clark Howard Podcast

03.07.25 Clark Answers His Critics on Clark Stinks / A Daylight Savings Time Assignment

Mar 7, 2025
Listeners share their critiques in the engaging 'Clark Stinks' segment, prompting lively discussions on financial advice. Daylight Saving Time brings an interesting assignment aimed at optimizing insurance benefits. Conversations touch on the pros and cons of annuities, while practical topics like documenting possessions for insurance and navigating personal finance challenges are explored. Community feedback on lab-grown diamonds and credit scores adds depth, all wrapped up with insights into current postal service challenges and a celebration of the longer daylight hours.
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ADVICE

IRS Free Fillable Forms

  • Use IRS Free Fillable Forms for paperless tax filing with basic math calculations.
  • It's good for those comfortable doing taxes manually and avoids mail theft, but offers no guidance.
INSIGHT

Annuities: Good and Bad

  • Annuities can provide guaranteed income streams, valuable for retirement planning.
  • High commissions and complex products often make them unfavorable investments.
ANECDOTE

Cruise Ship Concerns

  • Cruise ships, while popular, cause disruption and pollution in smaller ports.
  • Captains often prioritize cost savings over environmental regulations, impacting local communities.
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