The Property Couch 571 | When Your Life Plan Falls Apart, What Happens Next? - Chat with Gemma Mitchell
Nov 6, 2025
Gemma Mitchell, a seasoned financial adviser and money coach, shares her journey of rebuilding after her life plan fell apart due to personal setbacks. She discusses the importance of mental and emotional wellbeing in finance, contrasting good habits with healthy ones. Gemma introduces her 12-step Money Reset plan, emphasizing the slingshot mindset that transforms setbacks into future growth. She also highlights practical steps for those facing financial challenges, including using supportive resources and cautious planning for major life transitions.
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Saving Taught More Than Investing
- Early money habits often focus on saving because families teach budgeting more than investing.
- That shapes careers and delays exposure to investing until later education or work.
When The Checklist Collapsed
- Gemma's life checklist unraveled after her ex-husband stopped working, her mother-in-law died, and she later divorced.
- That sequence forced her to rebuild finances, mindset and identity from scratch.
Reset Life, Then Rebuild Money
- Unlearn assumptions and rebuild both money systems and life priorities after a major setback.
- Use visioning (e.g., a vision board) to focus on being happier, healthier and wealthier before planning numbers.
