So Money with Farnoosh Torabi 1934: Launching Kids in an Expensive World. How to Raise Financially Independent Young Adults
Jan 21, 2026
Randi Crawford, a life coach who helps parents and young adults with launching and independence, brings a direct, no-nonsense approach. She discusses parenting boundaries, why moms over-function, and habits over numbers when it comes to money. Conversations include first-paycheck shocks, harms of helicoptering, setting rent and chores for kids at home, and modeling real financial trade-offs.
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Independence Is The Greatest Gift
- Independence is the greatest gift parents can give their kids because over-functioning prevents growth.
- Randi Crawford says kids won't learn adult skills if parents keep doing everything for them.
Career Pivot To Coaching
- Randi transitioned from running a public healthcare company to retail, then coaching after studying Jay Shetty's program.
- She began getting parent clients immediately and discovered the communication gap between moms and daughters.
First Paycheck Shock
- Young adults are shocked when their first paycheck disappears because they didn't learn budgeting.
- Randi Crawford finds budgeting education essential for agency and independence.
