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Travel Rewards and Family Memories
- Travel rewards allow families to travel more while still pursuing financial independence.
- It's about making family memories without spending money needed for saving or investing.
Maximizing Credit Card Rewards
- Smart credit card use means paying off balances on time and not overspending.
- Sign-up bonuses can boost rewards from a typical 1-2% cashback to 15-30% effective rebates on spending.
Strategic Card Opening Advice
- Use sign-up bonuses wisely; avoid opening too many cards to chase bonuses.
- Limit yourself to 3-4 cards based on spending habits and travel goals for simplicity and efficiency.