Real Estate Investing with Coach Carson

#469: You Don't Need $10M to Be Financially Free (Here's Why)

Jan 5, 2026
Join Josh and Allie of The FI Couple, a dynamic duo in the realm of financial freedom. They debunk the myth that you need $10M to achieve financial independence, emphasizing realistic goals and clarity in values. Discover strategies like house-hacking, the importance of balancing wealth with time, and the different forms of wealth beyond money. They also share their insights on practical sacrifices and how to creatively structure your portfolio for lower stress and more family time. Embrace flexibility in your financial journey!
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INSIGHT

Reject Inflated Benchmark Numbers

  • Social media inflates required FI numbers and creates paralysis for beginners.
  • Josh and Allie found their true target by defining their own lifestyle costs instead of copying others.
ADVICE

Chunk Goals Into Small Wins

  • Break big goals into tiny, manageable steps to avoid overwhelm.
  • Allie recommends chunking large debts into small repeatable wins to build momentum.
INSIGHT

Time Beats Flashy Wealth

  • The primary FI goal for the couple was time and flexibility, not luxury.
  • They prioritized being together, family time, and work choice over flashy possessions.
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