The Property Podcast Market Update - August 2025
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Aug 14, 2025 Interest rates have been cut, but what does that really mean for mortgages? London’s property market faces a 59% drop in new home registrations, raising eyebrows. Surprising data reveals landlord challenges and evolving rental trends. Amidst political shifts, sellers are grappling with stagnant prices, and the need for innovation in housing solutions is pressing. Plus, explore how cutting-edge AI tools like Gemini can help you navigate the property landscape more efficiently.
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Bank Rate Drop To 4%
- The Bank of England cut the base rate to 4%, reversing much of the recent tightening cycle. This move should gradually lower mortgage costs even if immediate market change is limited because the cut was largely expected.
Prices Rising Despite Gloom
- House prices showed modest July increases: Halifax +0.4% and Nationwide +0.6%, with Nationwide annual growth at 2.4%. Sentiment feels worse than the data implies, as prices are still edging up despite gloomy headlines.
London New Homes Collapse
- New home registrations in London plunged 59% year-on-year, driven largely by Gateway 2 safety/regulatory issues that stalled high‑rise development. The shortfall in London contrasts with a modest 4% UK-wide drop and signals a density problem, not just a demand problem.