Super Insider

Four levers to financial freedom with Glen James

Dec 10, 2025
In this engaging chat, Glen James, a financial educator and author known for the Money Money Money podcast, shares valuable insights on achieving financial freedom. He discusses breaking free from comparison culture and emphasizes the importance of mindset in making sound financial decisions. Glen reveals his four budget levers for success and advocates for slow, steady investing through superannuation. He also highlights the power of simple money habits and the transformative effect of compound returns, helping listeners feel more confident in their financial futures.
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ADVICE

Invest In Your Career First

  • Invest in your career because it usually delivers reliable, long-term income growth.
  • Seek upskilling or internal moves to earn recurring raises rather than chasing risky investments for the same return.
ADVICE

Four Levers To Fix Your Budget

  • Use four budget levers: increase income, decrease savings (last resort), review line items, or cut expenses.
  • Apply a combination of levers to create breathing room without drastic overnight changes.
ADVICE

Audit Subscriptions And Build A Spending Plan

  • Do a subscriptions audit and consolidate duplicate services to stop wasteful recurring charges.
  • Build a spending plan spreadsheet to log income and all expenses rather than relying solely on apps.
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