Give, Save, Spend — The Three Rules

What if managing money felt simple again? 

In this episode, we sit down with Glen James from Money Money Money for an honest, energising chat about spending, saving, super and the small habits that shape your future. 

From breaking free of comparison culture to embracing simple financial fundamentals, Glen and Anne unpack the real-life lessons that help people feel confident and in control, no matter their income or stage of life. 

Whether you’re trying to spend better, invest smarter, or finally tackle that credit card cycle, this conversation has something for you.  

Tune in to learn: 

13:06 - How comparison culture can derail your financial confidence 

19:23 - Why being “at peace with yourself” is the foundation of good money decisions 

20:46 - The power of slow, steady investing (and why super is built for it) 

22:10 - Why giving, saving, and spending is Glen’s lifelong formula 

21:11 - Common myths about superannuation (and why they stick around) 

22:55 - How compound returns can transform long-term wealth 

23:32 - Why you are an investor, whether you realise it or not 

24:47 - How to make money habits that actually last 

25:12 - The mindset shift that can change your future: doing your future self a favour today 

🔗 Ready to level up your money game? 

Catch more money insights on the Money Money Money podcast: https://www.moneypodcast.com.au/  

And explore helpful tools and resources on our website: https://www.australianretirementtrust.com.au/  

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

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CREDITS      

Anne Fuchs – Host & Executive General Manager of Advocacy and Impact, ART 

Glen James – Host & Founder, Money Money Money 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

Any information given by the guest speakers is provided as general information only and not financial advice.