Ask The Compound Should You Pay Off Your Mortgage Early?
Nov 5, 2025
Dive into the world of finance with intelligent insights! The hosts debate the potential AI bubble and its impact on young investors. They explore the risks of heavy tech allocations amidst volatility and weigh the merits of keeping low-rate mortgages versus paying them off early. Discover how paying off a mortgage fits into retirement goals and the differences between buy-side and sell-side investment strategies. Plus, learn whether cash in money markets is a wise choice for retirees!
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Episode notes
Casino Entertainment Budget Comparison
- Ben describes treating casino gambling as an entertainment budget he expects to lose.
- He compares the casino's negative edge to the stock market's positive long-term edge for patient investors.
Bubbles Matter Less For Long Horizons
- Young investors should not overreact to bubbles if they have decades to invest and a plan.
- Regularly buying and holding with a proper allocation often outperforms attempting to time manias.
Dot‑Com Bubble Built Lasting Infrastructure
- Ben notes the dot-com bubble built infrastructure that powers today's internet services.
- He uses that to argue some bubbles leave useful, lasting benefits despite excesses.
