BiggerPockets Money Podcast Did She Already Reach Coast FI at 46? (Finance Friday)
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Oct 10, 2025 Discover whether Kristel has unknowingly achieved Coast FI while dissecting her impressive $1.32M net worth journey from frugality. The hosts offer insights on housing decisions, from potential house hacking to market constraints. Explore various investment strategies tailored for her goals and the importance of aligning part-time work with her passions. Plus, actionable tips on tax optimization and financial planning pave the way for her future. Tune in for a packed session on navigating financial independence!
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Frugality Fueled Lifelong Wealth
- Kristel saved aggressively from early on, filling Roth IRAs and staying frugal through marriage and kids.
- Her long-term habit of saving gradually built her into a millionaire by age 46.
Make A Clear Financial Starting Point
- Inventory your assets, debts, income, and expenses to get a clear starting point.
- Use that snapshot to decide which big moves (house, portfolio, work) matter most.
Sell To Free Up Equity And Options
- Consider selling a large primary residence if it frees equity you don't need for lifestyle.
- Redeploy that equity into investments or a simpler home that matches future needs.