Mortgage Rates, Conforming Loans, and the All-In-One Loan: What Real Estate Investors Need to Know

Wondering how today’s mortgage rates and loan types could impact your next real estate investment? In this episode of The Real Wealth Show, host Kathy Fettke and guest Caeli Ridge unpack the current lending landscape and what it means for investors looking to grow their portfolios.

They break down the differences between conventional and non-QM loans, how to navigate beyond conforming loan limits, and why the All-In-One loan is gaining traction among experienced investors. You’ll also learn how debt service coverage ratio (DSCR) loans work, when refinancing makes sense, and how to make smart borrowing decisions based on your unique financial goals.

Topics Discussed:

• 00:00 Intro
• 01:45 Mortgage Rates
• 04:15 Conventional Loans
• 07:47 Non-QM Loans and DSCR
• 14:31 All in One Loan Product

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