Catching Up to FI

Simplicity, Empathy, Leadership, Robots, Oh My! | Jeremy Schneider | 056

Jan 21, 2024

Meet Jeremy Schneider, the passionate financial educator behind Personal Finance Club and Nectarine. He delves into the value of robo-advisors, constructing a portfolio, his views on cryptocurrency, and common financial mistakes. Jeremy's new venture democratizes access to financial advice and he encourages simplicity, avoiding lifestyle creep and complex investing.

01:25:21

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Episode guests

Jeremy Schneider

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Episode notes

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Quick takeaways

Investing doesn't need to be complex; target date index funds provide a simple, diversified portfolio.

Robo-advisors automate investing based on risk tolerance and goals, offering diversified portfolios and tax-loss harvesting services.

When working with financial advisors, seek advice-only professionals to avoid high fees and conflicts of interest.

Deep dives

Simplicity and Target Date Index Funds

Investing doesn't need to be complex. Target date index funds, like the ones offered by Vanguard, provide a simple, diversified portfolio in a single fund. These funds automatically adjust your asset allocation based on your target retirement year, gradually shifting to a more conservative mix of stocks and bonds as you approach retirement. This simple approach avoids the pitfalls of trying to time the market or pick individual stocks, and instead focuses on consistent, long-term investing.

Introduction

2min

Starting a Business in College and Retiring at 36

35min

Principles of simplicity and investing in personal finance

26min

Finding the Right Help with Nectarine

16min

Avoiding Lifestyle Creep and Finding True Happiness

2min

Discussing Public Speaking and Podcast Updates

3min

The Importance of Simplicity and Connecting with Jeremy

3min

Jeremy Schneider is the passionate financial educator behind Personal Finance Club and the innovative platform Nectarine. Jeremy shares his unique perspective on the simplicity of financial success, underscored by his simple rules - 'live below your means' and 'invest early and often.'

We delve into the value of robo-advisors versus human advisors, Jeremy’s thoughtful approach to constructing a portfolio, his views on cryptocurrency, and the common financial mistakes he witnessed over the years. Plus, you'll hear about Jeremy's newest venture that democratizes access to financial advice and his clear stance on avoiding the pitfalls of lifestyle creep and complex investing.

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show: Personal Finance Club Jeremy's Instagram Nectarine My $632K Mistake Article The Go-Giver: A Little Story About a Powerful Business Idea by Bob Burg and John David Mann Target-Date Funds The Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas J. Stanley and Sarah Stanley Fallaw Vanguard Fidelity Go Schwab Wealthfront Betterment Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

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Catching Up to FI

Simplicity, Empathy, Leadership, Robots, Oh My! | Jeremy Schneider | 056

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

Deep dives

Simplicity and Target Date Index Funds

The Benefits of Robo-Advisors

Tax-Loss Harvesting and Its Prospects

Investing in Robo Advisors

Finding a Financial Advisor

Get the Snipd
podcast app

AI-powered
podcast player

Discover
highlights

Save any
moment

Share
& Export

AI-powered
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Discover
highlights

Catching Up to FI

Simplicity, Empathy, Leadership, Robots, Oh My! | Jeremy Schneider | 056

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

Deep dives

Simplicity and Target Date Index Funds

The Benefits of Robo-Advisors

Tax-Loss Harvesting and Its Prospects

Investing in Robo Advisors

Finding a Financial Advisor

Get the Snipdpodcast app

AI-poweredpodcast player

Discoverhighlights

Save anymoment

Share& Export

AI-poweredpodcast player

Discoverhighlights

Get the Snipd
podcast app

AI-powered
podcast player

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highlights

Save any
moment

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