James Kleimann on FHFA’s elimination of SPCPs and the recision of UDAP

Mar 27, 2025

In this discussion, James Kleimann, Managing Editor at HousingWire, dives into critical housing orders from the FHFA's Bill Pulte, focusing on the elimination of Special Purpose Credit Programs and the recision of UDAP. He analyzes the limited impact of these changes on affordable housing initiatives and the pressing need for clearer regulatory guidelines on climate risks in mortgage lending. The conversation also touches on current conforming loan limits and their implications for the housing market amidst evolving lending practices.

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Intro

00:00 • 2min

Navigating Changes in Affordable Housing Programs

01:44 • 8min

Regulatory Changes and Climate Risk in the Mortgage Industry

09:31 • 5min

Navigating Operational Risks in Housing

14:20 • 5min

Debate Over Conforming Loan Limits and GSE Role in Housing Market

19:37 • 5min

Recent Developments in Housing Finance and FHFA Adjustments

24:15 • 2min