The Investopedia Express with Caleb Silver

The Power of Financial Coupling with Heather and Douglas Boneparth

Dec 10, 2025
Heather and Douglas Boneparth, a dynamic duo in finance, dive into the complexities of money in relationships. They discuss how partnerships necessitate trust and transparency, especially in tough times like the pandemic. With insights from their book, they highlight the 'croissant moment' to explain how minor financial disagreements can escalate. They also touch on the significance of aligning financial goals in blended families and the delicate dance of caregiving. Their wisdom on defining 'enough' and investing in oneself is both practical and empowering.
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INSIGHT

Marriage Is A Financial Partnership

  • Marriage is a financial partnership that requires trust, transparency, and fairness.
  • Couples must treat money as an ongoing collaboration that changes with life seasons.
ADVICE

Uncover Money Histories First

  • Surface your financial histories and the stories behind them before making joint plans.
  • Ask about formative money experiences because feelings drive present behaviors.
ANECDOTE

The Croissant As A Last Straw

  • The croissant fight illustrated how tiny purchases can be the last straw after simmering financial tension.
  • The couple argued over a $2 croissant but the root cause was a job loss and rigid 50/50 splitting.
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