Dental Unfiltered

Episode 164- Attracting Funding

Feb 3, 2026
Practical tips for dentists seeking practice funding. Why banks often treat dentists like employees and how that limits lending. How to present polished financials, clear plans, org charts, and CEO-style bios to win credibility. Why quick, organized responses and speaking the bank’s language speed approvals and unlock growth.
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INSIGHT

Banks See Dentists As Employees

  • Banks often see dentists as high-income employees, not sophisticated business owners.
  • That perception lowers banks' willingness to fund aggressive multi-practice growth.
ANECDOTE

Funding Friction With Huntington

  • Andrew describes frustration when Huntington delayed funding several expansions.
  • He sometimes cash‑flowed deals or made personal loans to keep growth moving.
ADVICE

Prepare A Bank-Grade Business Plan

  • Do prepare a detailed business plan with org charts, executive bios, and differentiation.
  • Speak the bank's language and present your CEO competency clearly.
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