Real Estate Investing with Coach Carson #465: How AI Found a $10,000 Rental Insurance Mistake
Dec 15, 2025
The podcast dives into how AI can uncover hidden gaps in rental insurance policies that many landlords overlook. It highlights key coverages like dwelling, liability, and loss of rents, while emphasizing risks associated with vacancy clauses and exclusions. Real-life examples illustrate the impact of underinsurance and coinsurance clauses. Chad shares strategies for utilizing AI tools to review policies effectively and offers insights on adjusting limits for better coverage. It's a valuable guide for landlords wanting to protect their investments.
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Episode notes
AI Makes Insurance Contracts Understandable
- AI levels the playing field by quickly explaining complex insurance policies that attorneys and carriers typically understand better.
- Chad Coach Carson says AI can show what a policy covers, excludes, and real-world implications in minutes.
Use Two-Step Prompts For Policy Reviews
- Upload the full insurance PDF to your AI tool and start with a short prompt to get an overview of coverages and exclusions.
- Then run a deeper prompt to generate agent questions and recommended policy changes.
AI Summarizes Core Policy Limits Fast
- AI summarizes key coverages like dwelling, other structures, loss of rents, personal property, and liability so you know limits at a glance.
- Chad notes his policy showed $36,000 loss of rents, $3,000 personal property, and $1M liability.