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The Morning Brief
Indians Study Abroad ‘Undebterred’
Jan 23, 2025
Piyush Kumar, Regional Director at IDP Education, and Aniket Dani, Director of Research at Crisil Intelligence, dive into the financial labyrinth faced by Indian students aspiring to study abroad. They discuss the skyrocketing tuition fees and the impact of a depreciating rupee, questioning if the investment in global degrees remains valid. The duo analyzes trends in overseas education loans and potential cost-effective universities, shedding light on how technology is enhancing loan dynamics and shaping the future for students from diverse economic backgrounds.
24:41
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Quick takeaways
- Indian students studying abroad are increasingly burdened by rising tuition, inflation, and reliance on educational loans, prompting a reevaluation of costs and educational choices.
- There is a notable shift in the profiles of Indian students, with more from tier two and three cities pursuing STEM postgraduate degrees while assessing post-study work rights.
Deep dives
Rising Financial Pressures on Indian Students
Indian students studying abroad face significant financial challenges, highlighted by increasing tuition fees, inflation, and a devalued rupee. Many students find themselves relying heavily on educational loans to cover their expenses, and the burden of debt can be overwhelming. For instance, tuition and living costs at prestigious institutions like Ivy League schools often exceed 20 lakh INR, leading students to evaluate alternative, more affordable educational options. The need for careful budgeting is crucial, as many students need to balance their spending with potential internships and part-time jobs during their studies.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode