Money For Couples with Ramit Sethi

205. “I've been homeless before…I'm terrified to spend money”

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Apr 22, 2025
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INSIGHT

Cost of Financial Fear

  • Financial fear manifests in constant control struggles over small expenses like $10 storage bins.
  • The emotional cost is years lost arguing instead of building a shared future.
ANECDOTE

Steve's Childhood Hardships

  • Steve's family lost guardianship of him after his parents' death due to misuse of death benefits by guardians.
  • He survived living in a car and couch surfing before gaining stability and an apartment of his own.
INSIGHT

Fear Masks as Discipline

  • Steve's savings discipline masks deep-rooted fear from a traumatic past.
  • Survival skills that helped him before now limit his growth and financial decisions.
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