Breaking Banks Patterns of Success in Fintech: Leda Glyptis on Leading Through Digital Chaos
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Jan 9, 2026 In this discussion, Leda Glyptis, a fintech strategist and author of "Beyond Resilience: Patterns of Success in Fintech," explores essential lessons from the chaotic world of digital transformation. She highlights the importance of navigating risks, understanding market fit, and adapting products to user behavior. Glyptis debates the pitfalls of the growth-at-all-costs mentality, the necessity of viable exit strategies, and the concentration risks posed by major AI providers. Her insights offer a candid look at the real challenges facing fintech innovators.
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Consistent Hard Work Drives Success
- Leda Glyptis found patterns of success after 20 years of digital journeys and many interviews.
- Success requires doing many hard things consistently over a long time, not a silver bullet.
Collective Fintech Drunkenness
- Leda describes a period of collective overconfidence fueled by VC capital and hype.
- That led to funding of implausible ideas and a later reckoning when failures exposed the bubble.
Design Innovation Around Your Business Model
- Define your revenue model from day zero and align innovation to support that economic goal.
- Use UX and operating leverage to enable lending or your primary monetization strategy quickly and cheaply.
