The David Greene Show Mortgage Monday-Bonus Depreciation is Back! | Episode 75
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Jul 21, 2025 Christian Basternder, a mortgage professional at The One Brokerage, joins the discussion on the recent return of bonus depreciation and its exciting implications for real estate investors. They break down how to leverage this tax benefit for down payments and wealth building. Topics include the criteria for becoming a real estate professional, strategies to convert passive losses into active ones, and tapping into the short-term rental loophole. By the end, there's even a playful appearance by a mortgage mutt celebrating these financial advancements!
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Bonus Depreciation Basics
- Bonus depreciation benefits rental property investors by allowing accelerated tax deductions.
- Real estate professional status impacts how these benefits apply to active income versus passive income.
Converting Passive Losses to Active
- Converting passive income losses into active income losses lets you offset your regular income with real estate losses.
- The real estate professional status or short-term rental loophole enables this powerful tax strategy.
Understanding Depreciation
- Depreciation is a paper expense reflecting asset aging, not property value loss.
- Bonus depreciation accelerates deductions, allowing investors to write off large amounts in the first year.