The Rich Somers Report How He Unlocked $1.5M of 0% Business Funding Without Tax Returns - Evan Rugan E452
Jan 20, 2026
Evan Rugan, founder of LetsGetFunded and a business funding expert, reveals how he secured $1.5M in 0% business funding without tax returns. He discusses the critical importance of entity setup and credit positioning in gaining access to capital. Evan highlights the role of personal credit early on and shares strategies for building strong relationships with banks. Plus, he unveils tactics for maximizing credit limits and the benefits of 0% funding in boosting business growth. This insightful conversation is a game-changer for aspiring entrepreneurs!
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Verify Your LexisNexis Profile
- Do check and fix your LexisNexis business identity before applying for bank funding.
- Banks deny funding if they cannot verify your identity or ownership beyond doubt.
Bank Aggression Follows Deposits And Regulation
- Watch which banks are aggressive because their lending shifts with deposit flows and regulatory changes.
- Wells Fargo and Flagstar were identified as becoming more aggressive in 2026 due to removed constraints.
Build A Bank Relationship First
- Do start a deposit relationship before asking for lending to become verifiable and known to the bank.
- Even a small balance can unlock higher, no‑doc business lines of credit later.