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Shock Of Discovering Ruined Credit
- Axton Betz-Hamilton discovered a 10-page credit report showing cards and collections dating back to her parents' 1993 identity theft.
- Her credit score was 380, in the second percentile, and the Indiana State Police offered only a brief report and 'good luck.'
Mail Theft Enables Slow Identity Construction
- Mail theft allowed someone to gradually assemble personal data and build composite identities over time.
- In the 1990s there were few legal protections or infrastructure to help identity-theft victims recover their lives.
Research Your Case To Find Answers
- Study identity theft deeply if you suspect long-term fraud; knowledge becomes a tool for recovery and investigation.
- Axton turned personal victimhood into academic research to hunt answers and help others recover.


