Financial Feminist Lazy Girl Wealth: Make Money While You Sleep (Bonus)
Dec 11, 2025
Discover the effortless world of passive income with a high-yield savings account. Learn why traditional checking accounts are costing you money and how HYSAs can help you grow your savings without stress. Find out how to set one up, automate transfers, and utilize these accounts for emergency funds and short-term goals. Tori addresses common fears about safety and access, making it easy to achieve financial growth while living life to the fullest. It's the lazy girl's guide to making money work for you!
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Checking Accounts Kill Potential Interest
- Checking accounts are transactional tools that earn almost no interest and are not meant for savings.
- Moving savings to a high-yield savings account unlocks meaningfully higher returns without extra work.
Open A High-Yield Savings Account Now
- Open a high-yield savings account (HYSA) to earn several percentage points instead of near-zero interest.
- Treat HYSA as a safety-first, low-risk place for cash that is FDIC insured up to $250,000.
Automate Small Transfers Every Paycheck
- Automate transfers from checking to your HYSA each payday, even if it's just $10.
- Small recurring deposits compound and deliver visible monthly interest that motivates continued saving.