The Clark Howard Podcast 05.23.25 Clark Answers His Critics on Clark Stinks / U.S. Air Traffic Control
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May 23, 2025 Listeners dive into the fixed challenges surrounding U.S. air traffic control, including a critical shortage of controllers impacting summer travel. Clark explores Canada’s successful approach to air management and shares smart travel strategies. The episode also engages with community feedback, discussing financial pitfalls linked to credit card rewards for low-income users. Clark's personal insights on handling prostate cancer treatment bring a heartfelt touch, while humorous anecdotes add flavor to the serious discussions around travel and finance.
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Job Application Realities Vary
- Do not assume all companies use unfair or predetermined hiring processes; some prioritize fair, equitable applicant screening.
- Apply broadly and consider that many candidates are chosen based on qualifications without bias or hidden internal decisions.
Student Loan Repayment Strategy
- Consider having your child pay off most student loans to appreciate the value.
- Reimburse repayments secretly from a separate savings account as a financial discipline lesson and gift.
Credit Card Rewards System Insight
- U.S. credit card rewards are heavily subsidized by high merchant fees driven by Visa and MasterCard.
- This system inadvertently burdens lower-income consumers who pay high interest, benefiting wealthy heavy spenders.