Australian Finance Podcast Q&A: Work in healthcare? Listen to this. Plus, why offsets beat redraws & how to upgrade safely
In this episode of The Australian Finance Podcast, Owen Rask is joined by Chris Bates, mortgage broker and founder of Blusk, to answer your property questions.
We L-O-V-E your property questions, so send them through to Chris Bates & Owen Rask: https://bit.ly/3QtiY00
Property questions answered today:
- What is Lenders Mortgage Insurance (LMI), and am I eligible for a waiver?
- Redraw vs Offset: What's better between offset accounts and redraw facilities?
- Where should I keep my emergency fund if I already own a property?
- I want to upgrade my property, but we're in a rental crisis - should I sell my property or buy first?
- Is it risky to tell real estate agents my budget? How can I make the most of the local real estate agents without divulging everything?
Resources you'll love
- Rask Invest - Invest with Owen: https://bit.ly/R-invest
- Mortgage Broking: https://bit.ly/broke-rask
- Financial Planning: https://bit.ly/R-plan
- Property Coaching: https://bit.ly/R-P-coach
- Business Coaching: https://bit.ly/o-coach
- Ask a question: https://bit.ly/3QtiY00
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.
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Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast
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Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.
🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00
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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Resources:
Mortgage broking from Chris: https://www.raskmedia.com.au/mortgage-broking/
Australian Property Podcast: https://www.raskmedia.com.au/podcasts/australian-property-podcast/
Property 101 course: https://education.rask.com.au/courses/free-property-course/
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